Mortgage

Mortgage and Finance News: (DENVER, Colo.) ACES Quality Management® (ACES), the leading provider of enterprise quality management and control software for the financial services industry, announced today that the overall critical defect rate fell to 1.64% in the second quarter (Q2) of 2026, according to its quarterly ACES Mortgage QC Industry Trends Report. The 4.1% drop from Q1 marked the first decline between the first and second quarters since 2023, though the rate remained 8.6% higher than a year earlier.

Mortgage and Finance News: (PLANO, Texas) Optimal Blue today released its October 2026 Market Advantage mortgage data report, which found that adjustable-rate mortgage (ARM) share reached a new high even as rate-lock volume declined across every major loan category. Total rate-lock volume fell 19% month over month (MoM) and 38% year over year (YoY). Purchase volume declined 18% MoM and 17% YoY but still accounted for 84% of October locks, while refinance share fell to 16% of total production.

Mortgage and Finance News: (CHARLOTTE, N.C. and VIRGINIA BEACH, Va.) Atlantic Bay Mortgage Group LLC (Atlantic Bay) today announced it has been recognized as a 2026 Top Workplace by The Charlotte Observer, marking its 11th consecutive year receiving the regional honor. The distinction places Atlantic Bay among just 47 Charlotte-area organizations with more than 500 employees recognized in 2026, extending a record of workplace recognition built on feedback from the people who work there.

Mortgage and Finance News: (CHARLOTTE, N.C. and VIRGINIA BEACH, Va.) Atlantic Bay Mortgage Group LLC (Atlantic Bay) today announced it has been recognized as a 2026 Top Workplace by The Charlotte Observer, marking its 11th consecutive year receiving the regional honor. The distinction places Atlantic Bay among just 47 Charlotte-area organizations with more than 500 employees recognized in 2026, extending a record of workplace recognition built on feedback from the people who work there.

Mortgage and Finance News: (ATLANTA, Ga.) Down Payment Resource (DPR), the housing industry's leading affordability intelligence platform, today announced that Angel Romero, housing finance agency relationship manager at DPR, has been named vice chair of the Technology Impact and Enablement (TIE) Community of Practice at the Mortgage Industry Standards Maintenance Organization (MISMO®). The community brings together stakeholders from across the mortgage industry to identify, evaluate and advance technology innovations and to assess how emerging technologies affect mortgage processes, data standards and interoperability.

Mortgage and Finance News: (ATLANTA, Ga.) Down Payment Resource (DPR), the housing industry's leading affordability intelligence platform, today announced that Angel Romero, housing finance agency relationship manager at DPR, has been named vice chair of the Technology Impact and Enablement (TIE) Community of Practice at the Mortgage Industry Standards Maintenance Organization (MISMO®). The community brings together stakeholders from across the mortgage industry to identify, evaluate and advance technology innovations and to assess how emerging technologies affect mortgage processes, data standards and interoperability.

Mortgage and Finance News: (LAKE ZURICH, Ill.) Dovenmuehle Mortgage, Inc. (DMI), the nation's leading independent mortgage subservicing company, today announced a partnership with HAPO Community Credit Union (HAPO), which holds $3 billion in assets and supports 215,000 members in 25 branches across Washington, Oregon and Idaho. Under the agreement, DMI will subservice HAPO's portfolio loans and provide foundational infrastructure for future strategic growth.

Mortgage and Finance News: (LAKE ZURICH, Ill.) Dovenmuehle Mortgage, Inc. (DMI), the nation's leading independent mortgage subservicing company, today announced a partnership with HAPO Community Credit Union (HAPO), which holds $3 billion in assets and supports 215,000 members in 25 branches across Washington, Oregon and Idaho. Under the agreement, DMI will subservice HAPO's portfolio loans and provide foundational infrastructure for future strategic growth.

Mortgage and Finance News: (JACKSONVILLE, Fla.) Dark Matter Technologies (Dark Matter), an innovative leader in home lending technology, today announced it has acquired the AI agent platform and related intellectual property of House Numbers, a venture-backed agentic AI company that builds AI agents for home lending workflows. Alongside the technology, Dark Matter has brought on the team that built it, led by House Numbers co-founder and CEO Jeff Levinsohn, who joins Dark Matter as chief AI officer.

Mortgage and Finance News: (JACKSONVILLE, Fla.) Dark Matter Technologies (Dark Matter), an innovative leader in home lending technology, today announced it has acquired the AI agent platform and related intellectual property of House Numbers, a venture-backed agentic AI company that builds AI agents for home lending workflows. Alongside the technology, Dark Matter has brought on the team that built it, led by House Numbers co-founder and CEO Jeff Levinsohn, who joins Dark Matter as chief AI officer.

Mortgage and Finance News: (NEW YORK CITY, N.Y.) Argyle, the leading consumer-permissioned verification platform, today announced the launch of Direct VOIE+, a step-up to its direct-source verification of income and employment (VOIE) for mortgage lenders. Direct VOIE+ delivers calculated monthly income from Freddie Mac's AIM Check API alongside direct-source payroll data, helping lenders understand eligible income earlier in the origination process.

Mortgage and Finance News: (NEW YORK CITY, N.Y.) Argyle, the leading consumer-permissioned verification platform, today announced the launch of Direct VOIE+, a step-up to its direct-source verification of income and employment (VOIE) for mortgage lenders. Direct VOIE+ delivers calculated monthly income from Freddie Mac's AIM Check API alongside direct-source payroll data, helping lenders understand eligible income earlier in the origination process.

Mortgage and Finance News: (NEW YORK CITY, N.Y.) Argyle, the leading consumer-permissioned verification platform, today announced the launch of Direct VOIE+, a step-up to its direct-source verification of income and employment (VOIE) for mortgage lenders. Direct VOIE+ delivers calculated monthly income from Freddie Mac's AIM Check API alongside direct-source payroll data, helping lenders understand eligible income earlier in the origination process.

Mortgage and Finance News: (NEW YORK CITY, N.Y.) Argyle, the leading consumer-permissioned verification platform, today announced the launch of Direct VOIE+, a step-up to its direct-source verification of income and employment (VOIE) for mortgage lenders. Direct VOIE+ delivers calculated monthly income from Freddie Mac's AIM Check API alongside direct-source payroll data, helping lenders understand eligible income earlier in the origination process.

Mortgage and Finance News: (SEATTLE, Wash.) Friday Harbor, an AI pre-underwriting platform that helps loan officers assemble complete and compliant loan files in real time, today announced that it has expanded its AI appraisal review capability to support Uniform Appraisal Dataset (UAD) 3.6 reports. The expansion enables lenders to apply Friday Harbor's automated appraisal review to the redesigned reporting format, with more than 350 checks that culminate in a concise summary of what has been validated and what requires attention.

Mortgage and Finance News: (SEATTLE, Wash.) Friday Harbor, an AI pre-underwriting platform that helps loan officers assemble complete and compliant loan files in real time, today announced that it has expanded its AI appraisal review capability to support Uniform Appraisal Dataset (UAD) 3.6 reports. The expansion enables lenders to apply Friday Harbor's automated appraisal review to the redesigned reporting format, with more than 350 checks that culminate in a concise summary of what has been validated and what requires attention.

Mortgage and Finance News: (SEATTLE, Wash.) Friday Harbor, an AI pre-underwriting platform that helps loan officers assemble complete and compliant loan files in real time, today announced that it has expanded its AI appraisal review capability to support Uniform Appraisal Dataset (UAD) 3.6 reports. The expansion enables lenders to apply Friday Harbor's automated appraisal review to the redesigned reporting format, with more than 350 checks that culminate in a concise summary of what has been validated and what requires attention.

Mortgage and Finance News: (SEATTLE, Wash.) Friday Harbor, an AI pre-underwriting platform that helps loan officers assemble complete and compliant loan files in real time, today announced that it has expanded its AI appraisal review capability to support Uniform Appraisal Dataset (UAD) 3.6 reports. The expansion enables lenders to apply Friday Harbor's automated appraisal review to the redesigned reporting format, with more than 350 checks that culminate in a concise summary of what has been validated and what requires attention.

Mortgage and Finance News: (DAYTON, Ohio, and VIRGINIA BEACH, Va.) Atlantic Bay Mortgage Group LLC (Atlantic Bay) today announced its entry into Ohio, continuing a period of retail expansion that includes the recent opening of its first Louisiana branch. The move extends Atlantic Bay's multistate footprint and brings its lending platform and support resources to Mortgage Bankers and homebuyers across Ohio.

Mortgage and Finance News: (DAYTON, Ohio, and VIRGINIA BEACH, Va.) Atlantic Bay Mortgage Group LLC (Atlantic Bay) today announced its entry into Ohio, continuing a period of retail expansion that includes the recent opening of its first Louisiana branch. The move extends Atlantic Bay's multistate footprint and brings its lending platform and support resources to Mortgage Bankers and homebuyers across Ohio.

Mortgage and Finance News: (DAYTON, Ohio, and VIRGINIA BEACH, Va.) Atlantic Bay Mortgage Group LLC (Atlantic Bay) today announced its entry into Ohio, continuing a period of retail expansion that includes the recent opening of its first Louisiana branch. The move extends Atlantic Bay's multistate footprint and brings its lending platform and support resources to Mortgage Bankers and homebuyers across Ohio.

Mortgage and Finance News: (DAYTON, Ohio, and VIRGINIA BEACH, Va.) Atlantic Bay Mortgage Group LLC (Atlantic Bay) today announced its entry into Ohio, continuing a period of retail expansion that includes the recent opening of its first Louisiana branch. The move extends Atlantic Bay's multistate footprint and brings its lending platform and support resources to Mortgage Bankers and homebuyers across Ohio.

Mortgage and Finance News: (ATLANTA, Ga.) Down Payment Resource (DPR), the housing industry's leading affordability intelligence platform, today released its Q3 2026 Homeownership Program Index (HPI) report, identifying 2,833 programs nationwide. The total is up 87 programs, or 3.2%, from 2,746 in Q2 2026, marking a new survey high.

Mortgage and Finance News: (ATLANTA, Ga.) Down Payment Resource (DPR), the housing industry's leading affordability intelligence platform, today released its Q3 2026 Homeownership Program Index (HPI) report, identifying 2,833 programs nationwide. The total is up 87 programs, or 3.2%, from 2,746 in Q2 2026, marking a new survey high.

Mortgage and Finance News: (ATLANTA, Ga.) Down Payment Resource (DPR), the housing industry's leading affordability intelligence platform, today released its Q3 2026 Homeownership Program Index (HPI) report, identifying 2,833 programs nationwide. The total is up 87 programs, or 3.2%, from 2,746 in Q2 2026, marking a new survey high.

Mortgage and Finance News: (ATLANTA, Ga.) Down Payment Resource (DPR), the housing industry's leading affordability intelligence platform, today released its Q3 2026 Homeownership Program Index (HPI) report, identifying 2,833 programs nationwide. The total is up 87 programs, or 3.2%, from 2,746 in Q2 2026, marking a new survey high.

Mortgage and Finance News: (ATLANTA, Ga.) Down Payment Resource (DPR), the housing industry's leading affordability intelligence platform, today announced a partnership with ARMLS® (Arizona Regional Multiple Listing Service). Founded in 1982 and based in Tempe, Arizona, ARMLS has grown into one of the largest MLSs in the country, serving more than 38,000 subscribers.

Mortgage and Finance News: (ATLANTA, Ga.) Down Payment Resource (DPR), the housing industry's leading affordability intelligence platform, today announced a partnership with ARMLS® (Arizona Regional Multiple Listing Service). Founded in 1982 and based in Tempe, Arizona, ARMLS has grown into one of the largest MLSs in the country, serving more than 38,000 subscribers.

Mortgage and Finance News: (BOULDER, Colo.) Floify, the mortgage industry's leading point-of-sale (POS) solution, today announced the launch of Verification of Assets (VOA) within Floify Verify, its native verification service powered by Argyle. Lenders using Floify have been able to verify income and employment directly through Floify Verify for some time.

Mortgage and Finance News: (BOULDER, Colo.) Floify, the mortgage industry's leading point-of-sale (POS) solution, today announced the launch of Verification of Assets (VOA) within Floify Verify, its native verification service powered by Argyle. Lenders using Floify have been able to verify income and employment directly through Floify Verify for some time.